Liner & Under Rug: Extra Warmth Under a Turnout or Stable Rug

Liner & Under Rug: warmth when you need it

A liner, often also called an under rug, is worn underneath a turnout or stable rug. This lets you adjust the warmth flexibly: when it gets colder, you add the liner, and when it turns milder, you simply take it out again. That saves space in the tack room and makes you less dependent on the weather. It also protects the top rug from dirt and hair, so the outer rug needs washing less often.

Styles and material

Liners with a fill between 100 and 200 g noticeably increase the warmth of the top rug. Fleece under rugs absorb moisture and are also suitable after riding. Air mesh under rugs create a pleasant climate and keep the top rug clean. Thermal under rugs reflect body heat back towards the horse. 2-in-1 models can be used as a liner or on their own as a light stable rug.

Combine with care

Make sure the liner and top rug match in size and cut so that nothing slips or creases. Many liners are attached inside the top rug with loops. With layered rugs, check particularly often whether your horse is sweating, because two layers can quickly become too warm. Check the shoulders and withers for pressure points or rubbing.

Frequently asked questions

Can I combine any rug with a liner?
In principle yes, as long as size and cut match. Liners from the same maker can often be secured inside the top rug with loops. With rugs from different brands, check the fit especially carefully.

Is a liner better than a heavyweight winter rug?
It is more flexible, because you can add or remove a layer depending on the weather. A heavyweight winter rug, on the other hand, often sits more securely. Many owners combine a medium weight turnout rug with a liner for the coldest days.

Can I wash the liner separately?
Yes, and that is a big advantage. Liners and fleece rugs can often be washed in a normal washing machine, while the top rug stays clean. A laundry bag catches horse hair and protects your machine. Let the liner dry fully before putting it back in.